Heading is looking for his client , a Credit Risk Officer (M/F) for Maputo

-Credit Risk Officer

–Activities

-Assess and analyse credit applications, ensuring compliance with internal policies and regulatory requirements.

-Conduct credit scoring and risk evaluation for individual and corporate clients.

-Monitor and manage the credit portfolio, identifying potential risks and recommending mitigation measures.

-Approve or recommend credit decisions based on thorough risk analysis.

-Follow up on overdue accounts and coordinate collection activities to minimize losses.

-Prepare reports on credit risk exposure and portfolio performance for senior management.

-Collaborate with other departments to ensure effective implementation of credit policies and procedures.

-Maintain accurate records and documentation of all credit assessments and decisions.

-Provide guidance and support to colleagues on credit risk matters, promoting a risk-aware culture.

-Technical Requirements

-Degree in Economics, Finance or related fields.

-Minimum of 3 years of experience in banks or microbanks.

-Experience in scoring, risk analysis, credit approval and collections.

-Soft Skills

-Analysis and planning.

-Organisation.

-Good communication.

-Integrity.

– Ability to work under pressure.